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Official Legal Document • Version 1.0

5Khoka Disclaimer

Effective Date: 20 July 2026

5Khoka is a Financial Education Platform created to promote financial awareness, financial discipline, saving habits, money management, and long-term wealth-building knowledge through educational content, tools, frameworks, and assessments.

Educational and Informational Purpose

All information, books, videos, calculators, illustrations, examples, frameworks, assessments, and other materials provided by 5Khoka are intended solely for educational and informational purposes.

No Personalized Advice

5Khoka does not provide personalized investment advice, stock recommendations, trading tips, portfolio management services, tax advice, legal advice, insurance advice, or any other regulated financial advisory service, unless expressly stated in writing.

Risk Acknowledgement

All investments and financial products involve risk. Investment values may rise or fall, and returns are not guaranteed. Past performance does not guarantee future results.

Your Responsibility

Users are solely responsible for evaluating their personal financial circumstances and for all financial decisions they make. Where appropriate, users should seek independent advice from qualified professionals before making important financial, tax, legal, or investment decisions.

Limitation of Responsibility

To the maximum extent permitted by applicable law, 5Khoka shall not be responsible for any financial loss, investment loss, business loss, indirect loss, or other consequences arising from use of, or reliance upon, the educational content available on the platform.

Acceptance

By accessing or using any part of the 5Khoka platform, users acknowledge that they have read, understood, and accepted this Disclaimer.

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